Which type of insurance primarily protects against damage to physical property?

Property insurance is designed specifically to protect against damage to physical property, which can include homes, buildings, personal belongings, and other tangible assets. This type of insurance provides coverage for losses resulting from various risks such as fire, theft, vandalism, and natural disasters.

Unlike liability insurance, which focuses on protecting the insured against claims from third parties for bodily injury or property damage, property insurance aims to cover direct damage to the insured's own property. Health insurance, on the other hand, is related to medical expenses and does not cover property damage. Automobile insurance, while it covers damage to vehicles and may include property coverage for certain aspects (like theft of the car or damage caused to it), it is more specialized and not a blanket term for protecting physical property in a general context.

Thus, the correct answer emphasizes the broad scope of protection that property insurance offers specifically for physical property, making it the most fitting choice among the options provided.