Which system involves agents selling insurance exclusively for one company?

The correct answer is the Direct Writer System, which is characterized by agents who are contractually tied to one specific insurance company. In this system, the agents or representatives are often employees of the insurance company, meaning they cannot offer products from other companies. This arrangement allows the insurer to maintain full control over the sales process, brand messaging, training, and agent behavior, leading to a more consistent experience for the consumer.

This system can be advantageous for both the insurer and the insured, as the agent typically has deep knowledge about the specific offerings of the company and can provide a high level of service and expertise regarding those products. The focus on a single company's policies means that the agent's recommendations are fully aligned with the offerings of that company, potentially leading to better-suited insurance solutions for customers who choose to work with that insurer.

Other systems, such as those that allow agents to represent multiple companies or act as brokers, do not focus on a single insurance provider and instead offer consumers a variety of options. This highlights the unique nature of the Direct Writer System in providing a more streamlined and consistent representation of one brand.