Which individual is considered a trespasser?

Prepare for the Kentucky Property and Casualty License Test. Utilize flashcards and multiple-choice questions, each with hints and explanations. Get ready for success!

The definition of a trespasser revolves around the concept of consent regarding property entry. A trespasser is distinctly identified as someone who enters or remains on a property without the permission of the owner or legal occupant. This lack of consent forms the basis of being considered a trespasser.

In this scenario, the individual who is on the property without the owner's consent clearly fits this definition. The absence of permission means they have no legal right to be present on the property, categorizing them as a trespasser.

In contrast, the other options represent individuals who have received some form of invitation or consent from the property owner, which exempts them from being classified as trespassers. For example, a legally invited individual or someone visiting for business purposes has permission to be on the property, and those allowed to enter for charitable work are similarly granted access. Each of these scenarios involves consent, which is fundamental in distinguishing between a trespasser and a lawful visitor.

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