Which element is generally included in the definition of personal injury in insurance?

The correct answer centers around the legal concepts that define personal injury in insurance contexts. Personal injury typically refers to non-physical harm that a person may suffer, including psychological and reputational damage. The inclusion of false arrest and slander in this definition is significant because both are forms of harm that can affect an individual's reputation and mental well-being, without necessarily involving physical injury.

False arrest pertains to wrongful detention or imprisonment, which can lead to significant emotional distress and reputational harm. Likewise, slander involves making false spoken statements that can damage someone's reputation, leading to personal distress and potential financial consequences for the affected party.

By contrast, injuries sustained from medical malpractice are more directly related to physical harm or negligence rather than the broader category of personal injury. Physical damage to property does not fall under personal injury, as it pertains specifically to tangible assets rather than individuals. Financial losses from business interruption can lead to significant economic repercussions but do not apply to personal injury as they typically relate to business liability rather than personal harm.

In summary, the elements encompassed in the term "personal injury," particularly in insurance coverage, directly correspond to incidents like false arrest and slander which are aimed at preserving one's dignity and reputation rather than physical or financial losses.