What is the maximum limit for buildings under regular flood insurance?

The maximum limit for buildings under regular flood insurance provided by the National Flood Insurance Program (NFIP) is actually $250,000. This limit applies to residential buildings, which include single-family homes, and is intended to help policyholders rebuild after a flood.

The figure of $35,000 often pertains to contents coverage within flood insurance—not the structural coverage limit for buildings. Each of the other amounts listed does not align with the established limits under the NFIP for regular flood insurance, making them less relevant in this context. Understanding the correct limits is essential for ensuring adequate coverage and preparedness in the event of a flood.