What is required when an insurer requests an examination under oath?

When an insurer requests an examination under oath, the insured is required to provide complete cooperation with the insurer. This means that the insured must be willing to answer questions and provide any necessary documentation or information that the insurer requests during the examination process.

An examination under oath is often part of the claims process, particularly when there are questions about the validity of the claim or if it involves potential fraud. The insured’s cooperation is crucial in helping the insurer assess the details of the claim accurately and thoroughly. This cooperation includes being honest and forthcoming in responses during the examination.

While other aspects, such as submission of prior accident records and hiring an attorney, may be relevant in certain contexts, they are not prerequisites for the examination. The focus of the process is really on the insured's willingness to assist the insurer in fully understanding the claim. The review of personal credit history is typically unrelated to the examination under oath and does not directly affect the claim process in this context. Thus, the requirement emphasizes the importance of cooperation in ensuring a smooth claims process and facilitating the insurer's investigation.