What is defined as a civil wrong that violates someone else's rights?

A civil wrong that violates someone else's rights is defined as a tort. Tort law deals with civil cases where one party's actions cause harm to another, leading to legal liability. The essence of a tort is that it results in injury or damage to an individual or their property, thereby infringing upon their rights. This concept is critical in the field of property and casualty insurance, as it helps determine the responsibilities and obligations of parties in various situations, reinforcing the necessity of coverage against such risks.

Negligence, while a category within tort law denoting a failure to exercise appropriate care that results in harm, specifically refers to a particular type of tort. Liability encompasses the broader legal responsibility for one's actions or omissions leading to harm, but does not specifically identify the nature of the civil wrong itself. Restitution refers to the restoration of something lost or the compensation for loss caused, which may arise from a tort but does not define the act of violating rights. Thus, tort is the accurate term defining the civil wrong that violates someone else's rights.