What does the Business Pursuits Endorsement cover?

The Business Pursuits Endorsement provides coverage for liability arising from business activities conducted away from a person's residence. This endorsement is designed to protect individuals who engage in business activities that are not incidental to their home life but are conducted outside of their residence. It addresses potential liabilities that can arise from these business pursuits, such as bodily injury or property damage to others due to the business activities.

This endorsement is particularly useful for home-based entrepreneurs or professionals who may occasionally interact with clients or customers outside of their home environment. It ensures they have liability coverage for those specific business interactions and transactions. The focus is on enabling individuals to pursue their business endeavors without the added risk of liability that could arise from operating in non-residential settings.

Other options refer to different aspects of liability coverage that may not align with the specific intent of the Business Pursuits Endorsement. For instance, personal liability for jobs from home typically falls under a different package or endorsement that caters more to personal activities rather than business endeavors. Business liabilities during business hours would generally be covered through a separate commercial policy. Additionally, coverage for personal assets associated with a business would not be within the scope of the Business Pursuits Endorsement, as it focuses more on liability exposure rather than asset protection.