What are the auto liability limits for bodily injury per person according to Part A?

In the context of Kentucky's auto insurance regulations, the limits for bodily injury liability are essential to understanding minimum coverage requirements for drivers. The correct answer, which states that the auto liability limit for bodily injury per person is $25,000, reflects the minimum coverage mandated in the state. This means that if a driver is found to be at fault in an accident, the insurance company will cover up to $25,000 for the medical expenses and other related costs incurred by the injured party.

This amount is the foundational requirement, ensuring that individuals have at least a basic level of financial protection in case of an accident. It aims to balance the need for insurance coverage with the reality that many drivers may not afford higher premiums.

Alternatively, the other options represent higher levels of bodily injury liability coverage, which are not the mandated minimum but are common as optional coverages that policyholders can choose to purchase for greater protection. Taking into consideration the potential for medical costs and damages that might exceed the basic limit, many drivers opt for higher coverage amounts to avoid being financially liable out of pocket beyond the minimum required limits.